A Debt Management Plan is one way HCCI can help you resolve your credit problems and repay your debt. A Debt Management Plan is recommended for those individuals who need more than advice and could benefit from a structured repayment plan. Through a Debt Management Plan, you are able to make one convenient monthly deposit to HCCI which is then disbursed to each of your creditors.
If you choose to establish a Debt Management Plan, our certified counselors will assess your financial situation, develop a spending plan, and create a plan for debt repayment.
A Debt Management Plan may help:
- Lower interest rates
- Waive late and over limit fees
- Lower monthly payments
- Stop collection calls